People like these guys...

...and I'm looking at you, Darin Bolton, Eric Hairston, Shawn Schlegal, et.al., piss me off. It's not "the bank's fault" for making massive loans to you any more than it is "the bank's fault" in the case of all the undergraduate and graduate students I know who took out loans for much smaller sums of money, never anticipating that they'd be facing a job market with sustained levels of nearly 20 percent unemployment after they graduated. The Great Recession wasn't their fault either, but unlike you, society expects them to pay all of their student loan debt back.

That will be all.